About Wind-Hail Damage
Know what's on your roof:
Replace Your Roof with the best Shingles or Tiles - A lot of times you may not know what kind of roof you have until it sustains damage and you need to replace it. Below you can find images and descriptions of the most popular types of roofing. Each type can be affected differently by storms. Please take a look and see what you have on your roof. Share your photos with your roofer. And should you have any questions, please contact us and request a free roof inspection.
Once a very popular choice in Colorado, the T-lock shingle has been discontinued and is no longer manufactured. As a result, even a modestly damaged T-lock roof may be replaced completely by your insurance company due to the fact that it cannot be repaired with like material. Due to this situation some insurance companies are raising premiums and deductibles for homes with T-lock roofs. If you suspect your T-lock roof may be damaged, it is important to contact us immediately to start the replacement process and avoid any insurance rate increases.
Cedar Shake: Common on 80s/90s built homes.
A very natural and luxurious option, cedar was installed on many homes in the 80’s and 90’s. Cedar shake over time, tends to curl and split due to the Colorado climate and becomes more susceptible to wind and hail damage. The way it ages combined with its combustible nature leads many homeowners to replace their cedar shake material with Architectural shingles. If you suspect that you may have hail damage to your cedar shake roof, it is important to start the process immediately. As time passes, it is difficult to discern the difference between hail damage and normal wear and tear.
3-Tab: Common in Colorado
The three tab roof is very popular in Colorado. Its affordability is offset by the fact that it is prone to wind damage. Also, as the three tab ages, it becomes more brittle and susceptible to hail damage from minor hail storms. Many ordinances require an upgrade to a more wind resistant shingle. A hail storm or significant or wind storm can create enough damage to warrant roof replacement to this type of shingle.
Architectural: A Shingle of Choice
Also known as dimensional or tri-laminate, the Architectural shingle has become the shingle of choice in recent years due to its denser composition, increased resistance to wind and natural look. Many ordinances require Architectural shingles due to their ability to resist wind speeds of up to 110 mph. Architectural shingles are available in many types and styles including 30, 40 and 50 yr. and impact resistant.
Tile: Clay or Concrete
There two most popular types of tile roof are clay and concrete. Their characteristics are similar in that they are very durable and have long lifespans. Clay tile is much heavier than concrete tile, and both can break when being walked on making routine maintenance like painting or cleaning rain gutters a challenge.
Flat: For Low or Flat Pitch Roofs.
There are several options available for low and flat pitch roofs. The most popular one is called modified bitumen. Modified bitumen is rolled on your roof and is relatively strong due to its layers of polyester and fiberglass.
Know your gutter type
Whether metal or synthetic, you need to know your options and upgrade options available to you from your insurance company. Upgrades can sometimes result in premium discounts and/or rebates if researched properly.