About Insurance Claims
Whether you are just researching roof replacement companies or starting to work with a roofer, consider answers to the must-know questions about roof repair or replacement before making your decision.
This information just might save you money on your project and insurance, ensure you get the highest quality materials installed, and get the best service that fits your schedule.
Frequently Asked Questions
Your decision should be based on who you trust and feel comfortable with. Your adjuster, in most cases, will only give you a partial payment up front. Your repair company will have to request depreciation by turning in a final invoice and honestly stating what they charged you for the repairs. If your adjuster missed any code items, your claim will likely be a higher amount than what was originally in your estimate. This requires supplementing your claim with your insurance to ensure that they agree to pay this higher amount before the work begins. If you repairs cost less than the insurance agreed to pay, they will only pay what was incurred. This is why it is more about the scope of work than it is about the price. It is also illegal in the state of CO for any repair company to pay or rebate even part of your deductible. If a company is willing to defraud your insurance company, they are not the company you should choose to repair your home.